The Nebraska Department of Water, Energy, and Environment (DWEE) wants Nebraskans to know the Federal Emergency Management Agency (FEMA) has temporarily extended the normal 30-day grace period for policyholders to pay for their expired National Flood Insurance Program (NFIP) policies.

Policyholders whose NFIP policy expired on or after Oct. 1, 2025, have until Jan. 15, 2026, to submit their renewal payment. Policies with a grace period that extend later than Jan. 15, 2026, follow the normal 30-day grace period and are not part of this extension.

While FEMA administers the NFIP, the Nebraska Department of Water, Energy, and Environment (DWEE) serves as the state’s NFIP coordinating office. In this role, DWEE’s Floodplain Management Division works as a liaison between FEMA and Nebraska communities to share vital floodplain management-related information.

Policyholders whose policy may be affected should contact their flood insurance agent right away to confirm their renewal deadline. More information regarding flood insurance and policy renewals can be found at https://www.floodsmart.gov/renew-direct.  The full FEMA Bulletin W-25005 regarding grace period extensions can be found at https://dnr.nebraska.gov/floodplain/flood-insurance.